BitcoinBorrow against Ordinals and Runes.
Borrow BTC against supported Ordinals and Runes, or lend BTC to other holders.
- Bitcoin
Robinhood ChainNew
EthereumNew
Borrow against your assets. Earn interest by lending.
Borrow BTC against Ordinals and Runes, ETH against Ethereum NFTs, or ETH and USDG on Robinhood Chain. Lend to other holders and earn interest.
134k loans and $336M in volume so far
How a loan works, starring Quid.
Borrow without selling. Keep a way back to your assets.
- 1
Chapter 1
You hold something rare.
Diamond hands. Not selling.
A NodeMonke on Bitcoin. A CryptoPunk on Ethereum. A Cash Cat on Robinhood Chain. If it's a supported Ordinal, Rune, or NFT, it can back a loan.
- Bitcoin
- Robinhood Chain
- Ethereum
- 2
Chapter 2
You need BTC or ETH, not a sale.
Bills don't take JPEGs.
Selling gets you funds and loses the asset. Borrow BTC against Ordinals and Runes, or ETH against NFTs on Ethereum and Robinhood Chain, and keep a way back to what you hold.
Sell it
Funds now. The asset is gone.
Borrow against it
Funds now, and a way back to your asset.
- 3
Chapter 3
A lender funds you.
Terms up front? Deal.
Pick your collateral and an offer from a lender. You see the amount, fees, and deadline before you sign, then the funds land in your wallet.
On every offer, before you sign
- Principal
- Interest
- Fees
- Repayment deadline
- 4
Chapter 4
Repay on time, get it back.
Back where it belongs.
Repay before the deadline and your collateral comes home. A falling floor doesn't close an active loan. Only the deadline counts.
- Repaid by the deadlineYou recover your collateral.
- Deadline missedThe lender receives or can claim the collateral.
Floors dip. Your loan doesn't care.
A falling floor does not close an active loan. Repay by the deadline to recover your collateral. If you miss it, the lender receives or can claim the collateral.
No price liquidations. Just a deadline.
Know the terms. Then make your move.
Terms you can see
Review the principal, interest, fees, and repayment deadline before committing to a loan.
Separate networks, separate loans
Bitcoin loans use Bitcoin-native contracts. Ethereum and Robinhood Chain loans use smart contracts on their own networks. Each network has its own collateral and loan balances.
No price liquidations
A falling floor does not close an active loan. Repay by the deadline to recover your collateral. If you miss it, the lender receives or can claim the collateral.
Plot twist
Or be the bank.
Lend to earn interest. You choose the collateral.
Choose the assets you want to lend against. When a borrower repays, you receive your principal plus interest. If they default, you receive or claim the collateral instead. Its value can fall below the loan amount.
- 1Choose a collection
- 2Review terms and make an offer
- 3Track your loans in Portfolio
Interest while I sleep. zzz
The borrower repays
You receive your principal plus interest, less any protocol fees.
The borrower defaults
You receive or can claim the collateral instead. Its value can be lower than what you lent.
Pick your chain.
Three markets, one Quid. Choose your network in the app. Collateral, funds, and loans stay on that network.
Bitcoin
Robinhood ChainNewBorrow against your NFTs.
Borrow ETH or USDG against supported NFTs, or fund loans and earn interest.
EthereumNewBorrow against Ethereum NFTs.
Borrow ETH against supported collections, or fund fixed-term loans and earn interest.
Our numbers.
Our track record on Bitcoin, updated live.
Bitcoin protocol audited by ScaleBitRead the findings and learn how Bitcoin loan contracts hold collateral.Read the auditLiquidium.WTFBitcoin
- Loan volume
- $336M
- Interest paid to lenders
- $6.2M
- Loans made
- 134k
- Lent out right now
- $0.5M
- Loans this week
- 384
4,017 BTC
753 open loans
-2% vs last week
Thank you for not selling.
Quid's crew.
The funds, angels, and press behind Liquidium.
Backers
Angels
Dan HeldKraken, Uber, Blockchain
DomoCreator BRC-20
ChartFuMagic Internet Moneyz
FarmerJoeBitcoin Angel
In the press
Word on the timeline.
Lenders and borrowers, in their own words.
- 3,000 BTC volume, @LiquidiumFi team is cooking 📈
Jan@janbtc on Nov 9, 2024Likes:122 - Thank you @LiquidiumFi! Completed my first full bitcoin earned in fees 🥂
pipe@phepipe on Nov 9, 2024Likes:364 - Lending BTC on @LiquidiumFi 🎣 Apparently a ~9% chance the lender gets back an ordinal in place of the borrowed BTC. Plz bite degens :)
Elizabeth Olson@ElizabethOls0n on Dec 18, 2023Likes:59 - Wake up in the middle of the night in Vegas. See @LiquidiumFi noti. Lend someone BTC for an @OrdinalMaxiBiz. Tweet about it. Go back to bed.
TheHawk@PackBagPoints on Jan 5, 2024Likes:30 - Earning a monthly salary in interest or ending up with some of the greatest Digital Artifacts on Bitcoin at good prices. Great technology @LiquidiumFi.
goated@goated on Aug 16, 2024Likes:160 - People have been asking me what projects are interesting in Bitcoin DeFi, here's a few I like: … @LiquidiumFi
Dan Held@danheld on Feb 8, 2024Likes:292
Questions? Quid looked into it.
What is Liquidium.WTF?
Liquidium.WTF connects borrowers and lenders through loans backed by digital assets. On Bitcoin, you can borrow BTC against supported Ordinals and Runes. On Ethereum, you can borrow ETH against supported NFTs. On Robinhood Chain, you can borrow ETH or USDG against supported NFTs. Lenders fund loans to earn interest.
Which network should I choose?
Choose Bitcoin if you hold Ordinals or Runes, or want to lend BTC. Choose Ethereum if you hold supported Ethereum NFTs, or want to lend ETH on mainnet. Choose Robinhood Chain if you hold supported NFTs there, or want to lend ETH or USDG. Each network has separate balances, collateral, and loans.
Which wallet do I need?
For Bitcoin, connect a supported Bitcoin wallet such as Xverse or UniSat. For Ethereum or Robinhood Chain, use a compatible Ethereum wallet such as Robinhood Wallet, MetaMask, or Rabby. The app shows the available wallet options for your network. Keep enough BTC or ETH to cover network fees.
How do lenders earn interest?
You fund a loan backed by collateral. When the borrower repays, you receive your principal plus interest, less any protocol fees. Rates depend on the market and collection. If the borrower defaults, you receive or can claim the collateral instead of repayment. Its value may be less than the amount you lent.
What happens if I don’t repay?
You lose the collateral securing the loan and keep the funds you borrowed. On Bitcoin, the loan’s default process transfers collateral to the lender. On Ethereum and Robinhood Chain, the lender can claim the NFT after the unpaid loan expires. Check the deadline before borrowing and allow time for your repayment to confirm.
Can a price drop liquidate my collateral?
Loans on Bitcoin, Ethereum, and Robinhood Chain do not use price-based liquidations. A fall in the collateral’s price does not close an active loan. You must still repay by the agreed deadline to keep your collateral.
What are the fees and repayment rules?
Review the full repayment amount, fees, and deadline in the app before signing. Terms differ by network. Robinhood Chain launch terms are 7 or 14 days, with a 0.75% borrower activation fee and a protocol fee of 30% of lender interest. Early repayment is allowed, but the full term’s interest is still due. There is no grace period. ETH loans settle in WETH; the app supports wrapping and unwrapping ETH.
How is this different from Liquidium.fi?
Liquidium.WTF offers peer-to-peer loans against Ordinals, Runes, and NFTs. Liquidium.fi is a separate lending app where you can use BTC or ETH as collateral to borrow stablecoins across supported networks.
The end. Your turn.
Borrow against what you hold, or fund loans and earn interest.
Our other product
Keep your crypto. Borrow stablecoins.
Put your BTC or ETH to work as collateral. Borrow stablecoins across chains with Liquidium.fi.