Choose your network in the app. Collateral, funds, and loans stay on that network.
NodeMonkesOrdinal
Quantum CatsOrdinal
DOG•GO•TO•THE•MOONRune
Bitcoin PuppetsOrdinal
OMBOrdinal
LIQUIDIUM•TOKENRune
Track record on Bitcoin
$336M
Loan volume, all time. 4,017 BTC
Interest paid to lenders
$6.2M
Loans made
134k
Lent out right now
$0.5M
753 active loans
Loans started this week
384
-2% vs last week
Two sides of a good deal.
Borrowers keep their assets. Lenders get paid. Three keys each.
Borrow without selling.
Keep a way back to your assets.
Get a loan against supported Ordinals, Runes, or NFTs on Bitcoin, Ethereum, or Robinhood Chain. Review the amount, fees, and deadline before you sign. Repay on time to get your collateral back.
Choose the assets you want to lend against. When a borrower repays, you receive your principal plus interest. If they default, you receive or claim the collateral instead. Its value can fall below the loan amount.
Review the principal, interest, fees, and repayment deadline before committing to a loan.
Separate networks, separate loans
Bitcoin loans use Bitcoin-native contracts. Ethereum and Robinhood Chain loans use smart contracts on their own networks. Each network has its own collateral and loan balances.
No price liquidations
A falling floor does not close an active loan. Repay by the deadline to recover your collateral. If you miss it, the lender receives or can claim the collateral.
Spec sheet
Networks
BitcoinEthereumRobinhood Chain
Collateral
Ordinals and Runes on Bitcoin. NFTs on Ethereum and Robinhood Chain.
Borrow
BTC on Bitcoin. ETH on Ethereum. ETH or USDG on Robinhood Chain.
Price liquidations
None
A loan ends
When it's repaid, or at the deadline.
Contracts
Bitcoin-native on Bitcoin. Smart contracts on Ethereum and Robinhood Chain.
Wallets
Xverse or UniSat on Bitcoin. Robinhood Wallet, MetaMask or Rabby on Ethereum and Robinhood Chain.
Bitcoin protocol audited by ScaleBit
Read the findings and learn how Bitcoin loan contracts hold collateral.
Liquidium.WTF connects borrowers and lenders through loans backed by digital assets. On Bitcoin, you can borrow BTC against supported Ordinals and Runes. On Ethereum, you can borrow ETH against supported NFTs. On Robinhood Chain, you can borrow ETH or USDG against supported NFTs. Lenders fund loans to earn interest.
Which network should I choose?
Choose Bitcoin if you hold Ordinals or Runes, or want to lend BTC. Choose Ethereum if you hold supported Ethereum NFTs, or want to lend ETH on mainnet. Choose Robinhood Chain if you hold supported NFTs there, or want to lend ETH or USDG. Each network has separate balances, collateral, and loans.
Which wallet do I need?
For Bitcoin, connect a supported Bitcoin wallet such as Xverse or UniSat. For Ethereum or Robinhood Chain, use a compatible Ethereum wallet such as Robinhood Wallet, MetaMask, or Rabby. The app shows the available wallet options for your network. Keep enough BTC or ETH to cover network fees.
How do lenders earn interest?
You fund a loan backed by collateral. When the borrower repays, you receive your principal plus interest, less any protocol fees. Rates depend on the market and collection. If the borrower defaults, you receive or can claim the collateral instead of repayment. Its value may be less than the amount you lent.
What happens if I don’t repay?
You lose the collateral securing the loan and keep the funds you borrowed. On Bitcoin, the loan’s default process transfers collateral to the lender. On Ethereum and Robinhood Chain, the lender can claim the NFT after the unpaid loan expires. Check the deadline before borrowing and allow time for your repayment to confirm.
Can a price drop liquidate my collateral?
Loans on Bitcoin, Ethereum, and Robinhood Chain do not use price-based liquidations. A fall in the collateral’s price does not close an active loan. You must still repay by the agreed deadline to keep your collateral.
What are the fees and repayment rules?
Review the full repayment amount, fees, and deadline in the app before signing. Terms differ by network. Robinhood Chain launch terms are 7 or 14 days, with a 0.75% borrower activation fee and a protocol fee of 30% of lender interest. Early repayment is allowed, but the full term’s interest is still due. There is no grace period. ETH loans settle in WETH; the app supports wrapping and unwrapping ETH.
How is this different from Liquidium.fi?
Liquidium.WTF offers peer-to-peer loans against Ordinals, Runes, and NFTs. Liquidium.fi is a separate lending app where you can use BTC or ETH as collateral to borrow stablecoins across supported networks.
Put your bags to work.
Borrow BTC against Ordinals and Runes, ETH against Ethereum NFTs, or ETH and USDG on Robinhood Chain. Lend to other holders and earn interest.