Live on Bitcoin, Ethereum and Robinhood Chain

Borrow against your bags.

Earn interest by lending.

Borrow BTC against Ordinals and Runes, ETH against Ethereum NFTs, or ETH and USDG on Robinhood Chain. Lend to other holders and earn interest.

loan volume
$336M
loans made
134k
paid to lenders
$6.2M
BTCETHRH
Press any keyEvery cap is collateral. Try 1 to 8, B or L.
BBorrowLLend

On the deck

View all in app
  • NodeMonkesOrdinalBitcoin
  • CryptoPunksNFTEthereum
  • RH MachinesNFTRobinhood
  • Quantum CatsOrdinalBitcoin
  • Bored Ape Yacht ClubNFTEthereum
  • QuotronsNFTRobinhood
  • DOG•GO•TO•THE•MOONRuneBitcoin
  • Pudgy PenguinsNFTEthereum
  • StonkBrokersNFTRobinhood
  • Bitcoin PuppetsOrdinalBitcoin
  • DoodlesNFTEthereum
  • Cash CatsNFTRobinhood
  • OMBOrdinalBitcoin
  • AzukiNFTEthereum
  • Rekt TradooorNFTRobinhood
  • LIQUIDIUM•TOKENRuneBitcoin
  • Script KiddiesNFTRobinhood
  • WIF OutlawsNFTRobinhood
  • Zaibatsu WagiesNFTRobinhood
  • Chain MancersNFTRobinhood
  • Spritehood WispsNFTRobinhood
  • Bulls RunnersNFTRobinhood

Three markets. One deck.

Pick the network your assets live on. Everything else works the same way.

Bitcoin

Borrow against Ordinals and Runes.

Borrow BTC against supported Ordinals and Runes, or lend BTC to other holders.

Choose your network in the app. Collateral, funds, and loans stay on that network.

  • NodeMonkes artwork
    NodeMonkesOrdinal
  • Quantum Cats artwork
    Quantum CatsOrdinal
  • DOG•GO•TO•THE•MOON artwork
    DOG•GO•TO•THE•MOONRune
  • Bitcoin Puppets artwork
    Bitcoin PuppetsOrdinal
  • OMB artwork
    OMBOrdinal
  • LIQUIDIUM•TOKEN artwork
    LIQUIDIUM•TOKENRune

Track record on Bitcoin

$336M

Loan volume, all time. 4,017 BTC

Interest paid to lenders
$6.2M
Loans made
134k
Lent out right now
$0.5M
753 active loans
Loans started this week
384
-2% vs last week

Two sides of a good deal.

Borrowers keep their assets. Lenders get paid. Three keys each.

Borrow without selling.

Keep a way back to your assets.

Get a loan against supported Ordinals, Runes, or NFTs on Bitcoin, Ethereum, or Robinhood Chain. Review the amount, fees, and deadline before you sign. Repay on time to get your collateral back.

  1. Step 1: Connect your wallet
  2. Step 2: Choose collateral and an offer
  3. Step 3: Receive funds, repay on time

Lend to earn interest.

You choose the collateral.

Choose the assets you want to lend against. When a borrower repays, you receive your principal plus interest. If they default, you receive or claim the collateral instead. Its value can fall below the loan amount.

  1. Step 1: Choose a collection
  2. Step 2: Review terms and make an offer
  3. Step 3: Track your loans in Portfolio

Know the terms.

Then make your move.

Terms you can see

Review the principal, interest, fees, and repayment deadline before committing to a loan.

Separate networks, separate loans

Bitcoin loans use Bitcoin-native contracts. Ethereum and Robinhood Chain loans use smart contracts on their own networks. Each network has its own collateral and loan balances.

No price liquidations

A falling floor does not close an active loan. Repay by the deadline to recover your collateral. If you miss it, the lender receives or can claim the collateral.

Spec sheet

Networks
BitcoinEthereumRobinhood Chain
Collateral
Ordinals and Runes on Bitcoin. NFTs on Ethereum and Robinhood Chain.
Borrow
BTC on Bitcoin. ETH on Ethereum. ETH or USDG on Robinhood Chain.
Price liquidations
None
A loan ends
When it's repaid, or at the deadline.
Contracts
Bitcoin-native on Bitcoin. Smart contracts on Ethereum and Robinhood Chain.
Wallets
Xverse or UniSat on Bitcoin. Robinhood Wallet, MetaMask or Rabby on Ethereum and Robinhood Chain.
ScaleBit

Bitcoin protocol audited by ScaleBit

Read the findings and learn how Bitcoin loan contracts hold collateral.

In good company.

The funds and angels behind Liquidium.

  • CMS Holdings
  • Asymmetric
  • Portal Ventures
  • Newman Capital
  • Sora Ventures
  • UTXO Management
  • Stacks Foundation
  • Bitcoin Startup Lab
  • Wise3 Ventures
  • Bitcoin Frontier Fund
  • ACTAI Ventures

Angels

In the press

  • Forbes
  • Bitcoin Magazine
  • Binance Research
  • CryptoSlate
  • BeInCrypto
  • Tencent

Straight from the timeline.

Lenders and borrowers, in their own words.

Questions, answered.

The short version. The docs have the long one.

Read the docs
What is Liquidium.WTF?

Liquidium.WTF connects borrowers and lenders through loans backed by digital assets. On Bitcoin, you can borrow BTC against supported Ordinals and Runes. On Ethereum, you can borrow ETH against supported NFTs. On Robinhood Chain, you can borrow ETH or USDG against supported NFTs. Lenders fund loans to earn interest.

Which network should I choose?

Choose Bitcoin if you hold Ordinals or Runes, or want to lend BTC. Choose Ethereum if you hold supported Ethereum NFTs, or want to lend ETH on mainnet. Choose Robinhood Chain if you hold supported NFTs there, or want to lend ETH or USDG. Each network has separate balances, collateral, and loans.

Which wallet do I need?

For Bitcoin, connect a supported Bitcoin wallet such as Xverse or UniSat. For Ethereum or Robinhood Chain, use a compatible Ethereum wallet such as Robinhood Wallet, MetaMask, or Rabby. The app shows the available wallet options for your network. Keep enough BTC or ETH to cover network fees.

How do lenders earn interest?

You fund a loan backed by collateral. When the borrower repays, you receive your principal plus interest, less any protocol fees. Rates depend on the market and collection. If the borrower defaults, you receive or can claim the collateral instead of repayment. Its value may be less than the amount you lent.

What happens if I don’t repay?

You lose the collateral securing the loan and keep the funds you borrowed. On Bitcoin, the loan’s default process transfers collateral to the lender. On Ethereum and Robinhood Chain, the lender can claim the NFT after the unpaid loan expires. Check the deadline before borrowing and allow time for your repayment to confirm.

Can a price drop liquidate my collateral?

Loans on Bitcoin, Ethereum, and Robinhood Chain do not use price-based liquidations. A fall in the collateral’s price does not close an active loan. You must still repay by the agreed deadline to keep your collateral.

What are the fees and repayment rules?

Review the full repayment amount, fees, and deadline in the app before signing. Terms differ by network. Robinhood Chain launch terms are 7 or 14 days, with a 0.75% borrower activation fee and a protocol fee of 30% of lender interest. Early repayment is allowed, but the full term’s interest is still due. There is no grace period. ETH loans settle in WETH; the app supports wrapping and unwrapping ETH.

How is this different from Liquidium.fi?

Liquidium.WTF offers peer-to-peer loans against Ordinals, Runes, and NFTs. Liquidium.fi is a separate lending app where you can use BTC or ETH as collateral to borrow stablecoins across supported networks.

Put your bags to work.

Borrow BTC against Ordinals and Runes, ETH against Ethereum NFTs, or ETH and USDG on Robinhood Chain. Lend to other holders and earn interest.

Our other product

Keep your crypto. Borrow stablecoins.

Put your BTC or ETH to work as collateral. Borrow stablecoins across chains with Liquidium.fi.

Explore Liquidium.fi