Lend Against NFTs

Review a Collection

Before you create an offer, compare the collection's APY, available durations, floor, WETH offers, and maximum LTV in the live app. Check again before signing because collection settings can change.

Create an Offer

1. Open Lend, select Ethereum, connect your wallet, and keep native ETH available for gas.
2. Select Lend next to your chosen collection.
3. Choose a duration under Term and enter your WETH principal under Amount.
4. Check LTV at the current floor and your Max % setting. Open Details next to Earn to review interest, the 15% interest fee, total return, and gas. Set offer expiry before signing.

   

5. If your WETH balance is short, wrap ETH when prompted. Complete any WETH approval, then sign and publish the offer.
6. Keep enough WETH in your wallet while the offer remains open. You fund the WETH principal when someone starts a loan from your offer.
7. Open Portfolio to review or cancel the offer and track any funded loan.

Set Offer Expiry

Use the clock control next to Make offer to set how long borrowers can accept your offer. Enter a value, choose Minutes or Days, then select Save to update the draft.

Offer expiry and loan duration are separate. Expiry limits how long an unused offer stays available; the loan term starts when a borrower accepts it.

Lender Return

After repayment, you receive the WETH principal plus 85% of the interest. The protocol receives the other 15%.

Read Earn as your interest after the protocol's share. Total return includes your principal. Network gas is separate.

After default, you can claim the NFT instead of receiving principal and interest. Ethereum loans have no price-based liquidation.